What Moms Can Buy with Your HSA FSA and Flex Spending Account

2015 is drawing to a close.  Many of you have benefits left in your insurance accounts, especially FSA, HSA and FLEX spending accounts.  If you are breastfeeding, breast pumps and breastfeeding suplies qualify as medical expenses.  Here are some suggestions to help you use it before you loose it!

1.  Electric Breast Pump

 If you hate lugging your pump around, having one at home and one at work is such a luxury.   Or if you are struggling with a manual pump, a good electric pump is a necessity, especially one like the Hygeia Enjoye LBI that has a rechargeable battery pack for travel.

2.  Breast Pump Replacement Parts

Most pumps have filters or diaphragms that need to be replaced every few months and valves that need to be replaced every few weeks.  Having extra sets of breast flanges or getting additional sizes to see which one helps with optimal milk output is another way to use your allotment.

3.  Lactation Consulting

If you still need help with your baby's latch, this is a great time to use your funds.  Make sure the person you are using is a board certified lactation consultant.  To find one in your area, see the ILCA website.

The bottom line is whether you have a few dollars or quite a few left in your account, those are your benefits and you should use them.   Parts that need replaced most often on popular breast pumps are the Hygeia filter, Hygeia valve, Ameda valves, Ameda diaphragm, Spectra backflow protector, Spectra Valve, and ARDO valve.  Don't forget stock up before your medical benefits expire on December 31st.

Here is to a happy new year!
Tanya

Getting a Free Breastpump from an Insurance Company: It's Harder Than You Thought

I get this statement all the time as a lactation store owner, " Getting a free breast pump from my insurance company is harder than I thought."  I hear it from moms every day.  Many insurance companies  representatives tell moms to find out who takes my insurance instead of giving them an accurate list.  Or if they do offer a list, the insurance company does not have the pump they wanted in stock or offer that model at all.  Another issue is that when the mom does get her pump, it doesn't come with any extras.  No cooler carrier to take back and forth to work or breast pump replacement parts are provided.   In other words, the insurance companies pare down the pumps to keep costs down leaving moms unprepared when their valves go down the disposal.

Lactation Connection offers the largest selection of breast pump replacement parts around including brands like Ameda, Hygeia, Spectra, Bailey, ARDO to name a few of the more popular brands.  You may want to bookmark these links so you have access once you finally get your insurance pump. You are going to need it!  As for the pump itself, below is a list of the most popular health insurance companies:

UnitedHealth Group

Kaiser Foundation Group 

Anthem Inc. (Formerly Wellpoint Inc. Group)

Aetna Group 

Humana Group 

HCSC Group 

Cigna Health Group 

Highmark Group 

Blue Shield of California Group 

Independence Blue Cross Group 

Centene Corp Group 

HIP Insurance Group 

BCBS of New Jersey Group 

BCBS of Michigan Group 

Guidewell Mutual Holdings Group 

California Physicians’ Service  

Wellcare Group 

Carefirst Inc. Group

Health Net of California, Inc. 

Molina Healthcare Inc. Group 

UHC of California 

Lifetime Healthcare Group 

BCBS of Massachusetts Group 

Metropolitan Group 

Cambia Health Solutions Inc. 

In order to secure a pump through these insurance companies some require a pregnancy notification form to be filled out such as Anthem.  The company you contact below will know whether or not this is necessary.  To reduce your time and headache in getting your pump, go to these companies first and then call your insurance company so you know what forms you need or what questions to ask. The following companies bill all or most of the insurance companies listed above, but remember to bookmark Lactation Connection so you can order an extra double pump kit, valves, diaphragms, filters or tubing as needed.  If your pump uses a duckbill shaped valve, plan on replacing it every 6 weeks.  If your pump uses a filter, plan on replacing it every 8-12 weeks.  Other breast pump parts are replaced as needed for convenience or if they get lost or destroyed; but it is best to have at least one or two of every pump kit part in reserve if you rely on your pump for working or are exclusively pumping.  The companies below offer quality brands like Ameda, Hygeia, Spectra, and ARDO, but may also offer Medela whose insurance pump quality has been called into question as of late and the do not settle for brands like Tomy and Nuk. 

Acelleron Medical Products
Phone Number: 877-932-6327

Aeroflow Healthcare Breast Pumps
Phone Number: 844-867-9890

Byram
Phone Number: 877-773-1972

Edgepark® Medical Supplies 
Phone Number: 800-321-0591

EHCS
Phone Number:  888-344-3434

National Rehab 
Phone Number: 800-451-6510 option 9

Shield Healthcare
Phone Number: 800-765-8775

Sterling Medical
Phone Number: 800-216-5500

If your insurance company allows you to purchase a breast pump and then file for reimbursement, and you can wait 30-60 days for your money; it is always best to pay for your pump instead of getting a "free". Breast pumps like the Hygeia EnJoye LBI are going to include a lithium ion rechargeable battery, a premium cooler bag, universal bottle adapters and other extra parts that the insurance company Hygeia Q will not include. And sometimes you can even get an allotment towards purchasing a higher quality DME pump such as the Hygeia EnDeare,  Ameda Elite or even an Ameda Platinum which is the best pump on the market today, including the Medela Symphony which is inferior in cycles per minute and suction to the Ameda Platinum.  It pays to do what you are doing right now, getting information and getting your ducks in a row.  Lactation Connection is a private pay DME and therefore provides appropriate insurance codes on your receipt for ease in filing for reimbursement, but always check with your insurance company to see if this type of reimbursement is available before purchasing.

And if the brand or model you want is harder to find, call or email the manufacturer for information on DME's they recommend.

Happy Nurturing!

Tanya

Free Breast Pumps: Insurance Company Breast Pump Review from the Experts

     After the Affordable Care Act took effect more moms are getting a "free" breast pump.  We get a lot of phone calls asking us which pumps on their insurance are best so we thought we would give you a review of the common ones out there.  After all, I personally have over 20 years experience using and selling different breast pumps and have seen breast pump companies come and go so you may benefit from my experience.

1.  Hygeia EnJoye Breast Pump - This is the number one choice for insurance company breast pumps because even the least expensive Q model has higher suction than most pumps at 250 milligrams of mercury and faster speed at 80 cycles per minute on it's highest settings.  Hygeia offer a closed system with a bacteriostatic filter so no bacteria can reach the milk and qualifies it for multi-person use.  So in that regard, you get a quality breast pump for free.  What you don't get.  Insurance companies do not give you the Hygeia EnJoye LBI which is the best model due to its integrated lithium ion battery pack.  You can add a Hygeia External Battery Pack to the Q and Hygeia EPS breast pump models, but this is a AA battery pack and not the lithium ion battery.  As with any insurance company breast pump pump, you either do not get a tote bag, or you get a cheaply made version of the deluxe tote that comes when you buy retail.  Another item that is not included in the insurance pump are the Hygeia bottle adapter rings to allow you to pump into standard size bottles instead of the Hygeia wide mouth bottles, but these are sold separately as well.  Large and X-Large Hygeia flanges are available.

2.  Ameda Purely Yours - This would be the second pump I would recommend because it does what most pumps do which is 220 milligrams of mercury and faster speed at 60 cycles per minute on it's highest settings.  It is a closed system with an Ameda diaphragm for protection against bacteria, but since this is not a filter it does not qualify as a multi-user breast pump.  This is most likely the case because if the bottle of expressed milk fell over, milk could theoretically enter the Ameda tubing.   Ameda Custom Size Flanges are available.

2.  Spectra S2 Breast Pump - New to the marketplace, the Spectra S2 breast pump is a good pump for moms who have never pumped before or who felt more comfortable with their previous breast pump at lower settings.  While it will do the higher 220 milligrams of mercury, it functions better on lower settings because the suction is not a constant pull and release, but more of a succession of short draws much like the peristaltic wave of the baby’s tongue.  The company's slogan is "Our pumps don't suck, they suckle!".  It is also easy to use because you just turn it on, put the massage setting on to get your milk flowing and then change the suction or speed to your liking.   I would recommend this pump for moms who have had nipple abrasion, for those who don’t use their pump on the high setting, and for those looking for something with a more natural feel than the traditional pump.  It offers the very effective Spectra Backflow Protector filtration so it is a closed system and approved for multi-person use.  I love the night light feature on this pump form moms pumping at night.  It offers a the light right where you need them, on the controls at the pump and includes two settings for additional lumination.  Additional flange sizes are available to custom fit every mom.    

3.  Ameda Purely Yours - This would be the third pump I would recommend because it does what most pumps do which is 220 milligrams of mercury and faster speed at 60 cycles per minute on it's highest settings.  It is a closed system with an Ameda diaphragm for protection against bacteria, but since this is not a filter it does not qualify as a multi-user breast pump.  This is most likely the case because if the bottle of expressed milk fell over, milk could theoretically enter the Ameda tubing. This pump is slightly louder than the Spectra and Hygeia pumps, but still a quality efficient breastpump.  Ameda Custom Size Flanges are available.


4.  Medela Pump In Style - This is by no means my first choice for several reasons.  It is not a closed system and can and does harbor bacteria and mold.   While the pump does offer 220 milligrams of mercury in the strength of suction and 60 cycles per minute for speed, the insurance company version does not come in any type of tote that can hold your milk or even your breast pump part.  While good cooler tote bag are available from various companies, they can cost as much or more than a good breast pump.  It is important that the cooler tote you choose is one that keeps the milk cold for a minimum of 10-12 hours which makes them harder to come by.  On the upside, Medela PersonalFit breast shields are available to accommodate various nipple sizes.  And finally, the Medela company does not support the World Health Code or the International Lactation Consultants Association standards. 

5.  First Years Breast Pump - No, no, no.  Just NO! 

If your insurance company has pumps on their list that we have not reviewed here,  please let us know and we will do our best to review it.  What if you want a better pump?  An alternative to getting an insurance pump on a list, check with your insurance company to see if they allow you to purchase from an alternative DME and file for reimbursement.  Or if you have an HRA or HSA credit card, breast pumps qualify as a medical expense.  This way you can get a pump like the Hygeia EnJoye LBI Breast Pump with the deluxe tote, bottle size adapters and the lithium ion rechargeable battery making pumping on the go much easier.

Best wishes in your search for a breast pump,
~Tanya